Secured Capital Lending
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Private Money Loans

Also Know As "Hard Money"

Need to close fast so that you can get to work? Thanks to our streamlined hard money loan process, it’s never been easier to move your financing forward.


Keeping your business flowing is essential. At Secured Capital Lending, we are a nationwide lender, lending in most states to ensure efficient operation, bespoke lending terms, and letters of credit to keep countless businesses in motion across the country.

Learn more about private money

What is a Private Money "Hard Money" Loan?

Private money loans are private investments to lend money to borrowers who use real property as security, helping to ensure loans that are generally relatively safe and offer substantial returns. Hard money loans are also known as:

  • Fix & Flip/Rehab loans
  • Construction loans
  • Bridge loans

What Kind of Rehab Loans Does SCL Offer?

Many of our clients are real estate investors who often fix and flip or refurbish properties for profit. However, in general, we facilitate loans and sell property notes to private investors of all kinds. 

How Do Personal Credit Scores Impact Private Money Loan Eligibility?

We may choose to lend to borrowers whose FICO credit scores fall below certain limits at our discretion. In such cases, we also reserve the right to ask these borrowers to furnish larger down payments to reduce our loan-to-value to acceptable ratios.

How Does the Loan Timetable Work?

We are proud to offer a funding window of within five business days for many loans contingent on the receipt of accurate and signed documentation in a timely manner, though for some construction loans, this may be longer. Our focus on catering to your unique needs and circumstances also makes us more flexible than other traditional lenders.

How Are Prepayment Penalties Handled?

We are committed to providing our borrowers with a flexible and accommodating process. To this end, we offer options with 0-6 month prepayment periods upon evaluating your unique situation.

What Types of Loans Does SCL Fund?

We proudly work with all types of commercial property, bridge loans, and construction loans. Regarding residential properties, we limit our focus to non-owner-occupied holdings.

How Fast Can I Get Funded?

Depending on the situation, you may be able to get funded in under seven days with 24-hour commitments.

How Much Will I Need to Put Down?

We are proud to offer private loans with as little as five percent down, with closing within seven days for qualified loans.

What Makes SCL Unique?

Rather than evaluating the borrower, we focus on evaluating the investment, allowing for far greater flexibility.

Are There Location Restrictions?

At SCL, we lend in most states across the country to ensure maximum efficiency and flexibility. 

Contact Us

Contact Us

We love our customers, so feel free to contact us during normal business hours.

Secured Capital Lending

6400 Laurel Canyon Boulevard Suite 620, North Hollywood, California 91606, United States

(818) 505-3490 info@securedcaplending.com

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09:00 am – 05:00 pm

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Copyright © 2023 Secured Capital Lending, Inc. - All Rights Reserved.

 

DRE: 02015649

California Finance Lender License:  60DBO-170352 

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